Insurance Coverage/Bad Faith Litigation
How Can We Help You?
At Howard | Genzon LLP, we provide strategic, results-driven legal solutions tailored to your needs. Whether it’s surety law, construction disputes, real property matters, business conflicts, probate litigation, or insurance coverage issues, we guide you every step of the way with expertise, integrity, and personalized attention.
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Insurance Coverage/Bad Faith Litigation:
Our Firm represents insurers in complex coverage disputes and bad faith litigation throughout California. With a deep understanding of policy language, claims-handling standards, and the evolving landscape of insurance law, we provide strategic, results-driven representation designed to protect our clients’ contractual rights and financial interests.
We work closely with claims professionals, underwriters, risk managers, and carriers to evaluate exposure, interpret policy terms, and develop a clear litigation strategy, from pre-suit analysis through trial and appeal. Our approach is grounded in meticulous investigation, early identification of key coverage issues, and a practical understanding of how coverage decisions intersect with business realities.
Our attorneys defend insurers in a wide range of matters, including:
- Coverage disputes involving CGL, property, auto, homeowners, professional liability, D&O, E&O, and other lines
- Bad faith claims, including allegations of unreasonable claims handling, delayed payments, or improper investigations
- Declaratory relief actions regarding coverage obligations, exclusions, and policy interpretation
- Reservation of rights and Cumis counsel issues
- Excess exposure and policy-limits demands
- Contribution and subrogation disputes between carriers
- Duty to defend vs. duty to indemnify disputes
- First-party property claims involving valuation, causation, and scope-of-loss disagreements
- Coordination of overlapping or competing policies, including additional insured tenders and priority-of-coverage issues
Our insurance team includes attorneys who have served as coverage counsel, monitoring counsel, and litigation defense counsel in state and federal courts. We have successfully defended carriers against claims seeking indemnity payments, defense costs, punitive damages, and extracontractual liability.
We pride ourselves on delivering clear, actionable guidance and strong courtroom advocacy, ensuring that insurers have the support they need to navigate high-exposure disputes efficiently and effectively.